...entire policy, unless otherwise provided by agreement indorsed hereon or added hereto, shall be void if * * * the hazard be increased by any means within...the control or knowledge of the insured, * * * or if the interest of the insured be other than unconditional or sole ownership; or if the subject of insurance...

...cause an increase of such risks. The New York form sums up the situation by also inserting the words, "Or, if the hazard be increased by any ' means within the control or knowledge of the insured." but the whole object of either the Massachusetts or the New York provision is to prevent changes being...

...entire policy, unless otherwise provided by agreement indorsed hereon or added hereto shall be void ... if the hazard be increased by any means within the control or knowledge of the insured." This is a condition subsequent which in insurance law is to be distinguished from a condition precedent....

...contract of insurance, whether valid or not, on property covered in whole or in part by this policy ; or if the hazard be increased by any means within the control or knowledge of the insured. This company shall not be liable for loss caused directly or indirectly by * * * order of any civil...

...J. GRANT, J.. (dissenting.) The contract of insurance in this case provided that it should Be void if the hazard be increased by any means within the control or knowledge of the insured, unless otherwise .provided by agreement indorsed thereon or added thereto ; or if, any usage, custom...

...substitution for those here involved. [12-14] Each of defendants' policies were by its terms to become void "if mechanics be employed in building, altering, or...repairing the within described premises for more than 15 days at any one time." It is conceded that mechanics were employed about the premises from March,...

...CO.* The policy provided that it should be void if the hazard be increased by any means within the knowledge of the insured, or if mechanics be employed in building, altering, or repairing the insured premises for more than fifteen days at a time, without the company's consent. Connected with...

...that this was an increase of the risk or hazard and rendered the policy void, under a stipulation that "if the hazard be increased by any means within the control or knowledge of the assured." The court ruled otherwise, alluding to the well-settled rule that the mere negligence of...

...company shall not be liable for loss or damage occurring. INCREASE OF HAZARD : (a) while the hazard is increased by any means within the control or knowledge of the insured; or REPAIRS, ETC. : (b) while mechanics are employed in building, altering or repairing the described premises...

...be operated in whole or in part at night later than ten o'clock, or if it cease to be operated for more than ten consecutive days, or if the hazard be increased by any means within the control of [or] knowledge of the insured; or if mechanics be employed in building, altering or repairing the...